Hot Take From A New OCaml Developer

I recently started a new job at Arena.io. One of many things that attracted me to the role was that they proudly use OCaml. Even if you’re a professional developer, you might not know of it. It’s not a widely used programming language, but it has been highly influential on many of the most cutting edge programming languages. If you’re not an OCaml, suffice it to say, this post probably won’t be that interesting to you.

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The List (Our financial planning voyage — Part 2)

I’ve made a ton of progress since the last check in. All of the work of piecing together our complete financial picture and researching the fundamentals of financial planning culminated in one long checklist of todos to actually begin to build out our plan. What follows is a version of our punchlist.

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Financial plan update

So here’s where I tell you that I’ve already piloted our financial plan to it’s final state, but just forgot to write about it.

Just kidding.

In reality, shortly after I wrote the last post, I ran out of steam. I haven’t read my books yet, and I just this week started picking up where I left off, very much still in the exploratory part of the process. That said, I still think I’ve learned some good stuff.

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Our financial planning voyage — Part 1

Much like my mortgage shopping voyage, I’m starting from scratch-ish trying to make a financial plan, and I’m hoping to share what I learn in the process, and hopefully other folks can use this as a shortcut to the jump-off point for their own exploration. To begin with, I think my family is in pretty decent financial shape, so this voyage won’t be relatable to everyone. Probably young families blessed with good income. But if you’re in a similar boat, I hope this helps you out.

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Notes on mortgage shopping

I was meaning to post this a while ago, but these are the notes I took when I was shopping for a mortgage and closing the purchase of our first house. It was quite a process. As a first-time borrower, I felt like I was at constant risk of these expert lenders taking advantage of my naiveté, especially given all the stories from mortgage crisis. So, I spent a lot of time reading and double-checking. I try here to lay out what I took away from the process, without biasing it toward any decisions my wife and I made pertaining to our own situation.

Disclaimer: These are the notes of one person (me) who has bought exactly one home with exactly one mortgage. I am not an expert. I have no qualifications. I’m just a dude. This might be useful as a starting point, but I highly suggest you do your own research and confirm your conclusions with advice from an expert you trust.

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America, the pitiful

I don’t know enough about immigration to say whether this sort of thing is meaningfully different from previous administrations. But one thing’s for sure, our current administration exudes a hostility to foreigners that is unprecedented, and that perception matters quite a bit.
 
When I read about this and:
 
 
I have to think that if things don’t change, we’re witnessing the self-inflicted end of America’s role as the nucleus of human culture and knowledge.
 
We’re not becoming great again. We’re decaying.