This page is the next step in the evolution of how I engage the world online. This is not my first attempt at writing online. Most significantly, I journaled my experience in Teach For America. But for the first time, I plan to be intentional about addressing an audience beyond just myself and the people I know personally.
Continue reading “Welcome”
I’ve made a ton of progress since the last check in. All of the work of piecing together our complete financial picture and researching the fundamentals of financial planning culminated in one long checklist of todos to actually begin to build out our plan. What follows is a version of our punchlist.
Continue reading “The List (Our financial planning voyage — Part 2)”
So here’s where I tell you that I’ve already piloted our financial plan to it’s final state, but just forgot to write about it.
In reality, shortly after I wrote the last post, I ran out of steam. I haven’t read my books yet, and I just this week started picking up where I left off, very much still in the exploratory part of the process. That said, I still think I’ve learned some good stuff.
Continue reading “Financial plan update”
Much like my mortgage shopping voyage, I’m starting from scratch-ish trying to make a financial plan, and I’m hoping to share what I learn in the process, and hopefully other folks can use this as a shortcut to the jump-off point for their own exploration. To begin with, I think my family is in pretty decent financial shape, so this voyage won’t be relatable to everyone. Probably young families blessed with good income. But if you’re in a similar boat, I hope this helps you out.
Continue reading “Our financial planning voyage — Part 1”
I was meaning to post this a while ago, but these are the notes I took when I was shopping for a mortgage and closing the purchase of our first house. It was quite a process. As a first-time borrower, I felt like I was at constant risk of these expert lenders taking advantage of my naiveté, especially given all the stories from mortgage crisis. So, I spent a lot of time reading and double-checking. I try here to lay out what I took away from the process, without biasing it toward any decisions my wife and I made pertaining to our own situation.
Disclaimer: These are the notes of one person (me) who has bought exactly one home with exactly one mortgage. I am not an expert. I have no qualifications. I’m just a dude. This might be useful as a starting point, but I highly suggest you do your own research and confirm your conclusions with advice from an expert you trust.
Continue reading “Notes on mortgage shopping”
To break my streak of apocalyptic posts (don’t worry, there will be more), here’s something happier.
Continue reading “Happy birthday to everyone”
This is the most important thing I have to say about the Trump administration:
Bad policy is something most of us can survive and undo. But what will hurt us for a generation is how this regime responds to an actual crisis, and how they use it to seize power. The overreaction is in progress already, even though nothing new has happened.
Continue reading “The tinderbox”